No-interest Loan Scheme

Victorians suffering financial hardship may be eligible for a no interest loan for the purchase of essential good and services.

 Loans are available up to $2,000 for essential goods and services including:

  • Household essentials
  • Car Repairs and Registration
  • Medical & Dental
  • Technology
  • Housing
  • Education

Note that the loans are not for cash. If your loan application is successful, Good Shepherd Australia New Zealand will make a payment for the items (or services) for you.

To be eligible for a loan, you must:

  • Have a Heath Care Card / Pension Card or
  • Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or people with dependants and
  • You can show that you have the capacity to repay the loan.

For more information and to apply

  • NILS: phone 13 NILS (13 64 57) or visit the NILS website.