National debt helpline

Are you having trouble managing debt or paying bills? You can get helpful advice on how to manage debt and find extra funds.

The National debt helpline provides free, confidential and independent information for Victorians experiencing financial difficulty. The helpline's phone counselling service can provide advice about:

  • Managing debts and expenses
  • Handling debt collectors and negotiating with creditors
  • Mortgages and tenants' rights
  • Loss of employment. 

The helpline's website has online tools to help people organise their budgets, credit cards and superannuation. The helpline also gives referrals to other financial counselling services.